Post Lake, WI
How exposed is Post Lake to wildfire?
Out of every US place USFS scores, Post Lake lands at the 22nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 822 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Post Lake at the 21st percentile, close to its 22nd-percentile risk score.
Post Lake's building exposure, zone by zone
USFS classifies 95.6% of Post Lake's buildings as Direct exposure, higher than its 0% Indirect share and far above its 4.4% Minimal share — a profile where 786 structures sit close enough to vegetation that lot clearing matters most.
Post Lake against the rest of the country
Post Lake's 37th-percentile standing inside Wisconsin outpaces its 22nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Post Lake ranks 24,696 for wildfire risk (1 is highest) and 13,435 by building count (1 is largest). Within Wisconsin alone, it ranks 512 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Post Lake's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 95.6% of Post Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 822 counted buildings into the percentiles shown above for Post Lake. For more on what direct exposure implies beyond Post Lake, see the exposure-zones guide.