Posen, IL
Posen, IL's wildfire risk, in USFS's own numbers
Posen sits at the 48th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,859 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Posen's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
Posen's building exposure, zone by zone
Posen rates 99.6% Minimal exposure against just 0.4% Direct and 0% Indirect — of 2,859 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Posen compares
Posen's 98th-percentile standing inside Illinois outpaces its 48th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Posen ranks 16,319 for wildfire risk (1 is highest) and 5,650 by building count (1 is largest). Within Illinois alone, it ranks 33 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Posen
Posen's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 99.6% of buildings rated Minimal exposure, Posen gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Posen's figures come from
Every one of the two percentiles behind Posen's 16,319-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Posen's dominant minimal exposure actually means, with real examples from across the dataset.