Porum, OK
Porum, OK's wildfire risk, in USFS's own numbers
Porum's 492 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Porum at the 97th percentile, close to its 95th-percentile risk score.
Where Porum's buildings actually sit
Indirect exposure is dominant in Porum (53.3% of 492 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 46.8% sit in the Direct zone.
Where Porum ranks
Porum ranks lower within Oklahoma (80th percentile statewide) than its 95th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Porum ranks 1,550 for wildfire risk (1 is highest) and 17,500 by building count (1 is largest). Within Oklahoma alone, it ranks 170 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Porum's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Porum (53.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Porum's figures come from
The methodology guide shows exactly how USFS turned 492 counted buildings into the percentiles shown above for Porum. The exposure-zones guide covers what Porum's dominant indirect exposure actually means, with real examples from across the dataset.