Portville, NY
How exposed is Portville to wildfire?
Out of every US place USFS scores, Portville lands at the 13th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 514 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Portville at the 12th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Portville's buildings actually sit
514 buildings are counted in Portville, and 60.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Portville compares
Compare Portville's two percentiles: 30th within New York, only 13th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Portville ranks 27,584 for wildfire risk (1 is highest) and 17,123 by building count (1 is largest). Within New York alone, it ranks 899 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Portville's low wildfire rating (13th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Portville (60.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 514 counted buildings into the percentiles shown above for Portville. For more on what direct exposure implies beyond Portville, see the exposure-zones guide.