Portland, TX
Portland wildfire risk explained
Portland's 7,092 buildings earn a 43rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Portland's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Where Portland's buildings actually sit
USFS classifies 94.8% of Portland's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 7,092 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Portland compares
Inside Texas, Portland sits at just the 4th percentile even though it scores 43rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Portland ranks 18,009 for wildfire risk (1 is highest) and 2,419 by building count (1 is largest). Within Texas alone, it ranks 1,723 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Portland's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Portland's 94.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 7,092 counted buildings into the percentiles shown above for Portland. For more on what minimal exposure implies beyond Portland, see the exposure-zones guide.