Portland, TN
Portland, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Portland lands at the 17th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 6,269 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Portland at the 18th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
6,269 buildings are counted in Portland, and 61.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 21.3% rated Minimal. At 6,269 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Portland ranks
Portland's risk sits at a similar level relative to Tennessee (5th percentile statewide) as it does nationally (17th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Portland ranks 26,141 for wildfire risk (1 is highest) and 2,767 by building count (1 is largest). Within Tennessee alone, it ranks 478 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Portland's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Portland's 61.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Portland's figures come from
Every one of the two percentiles behind Portland's 26,141-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Portland's dominant direct exposure actually means, with real examples from across the dataset.