Portland, IA
Portland, IA's wildfire risk, in USFS's own numbers
Portland sits at the 22nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 54 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Portland at the 21st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Portland's buildings actually sit
Most of Portland's buildings (61.1% of 54) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Portland ranks
Portland scores 22nd nationally and 35th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Portland ranks 24,453 for wildfire risk (1 is highest) and 30,812 by building count (1 is largest). Within Iowa alone, it ranks 656 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 22nd national percentile, Portland rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Portland
With 61.1% of buildings rated Minimal exposure, Portland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Portland's figures come from
Portland's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Portland's dominant minimal exposure actually means, with real examples from across the dataset.