Porter, IN
Porter, IN's wildfire risk, in USFS's own numbers
Porter sits at the 52nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,437 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Porter at the 54th percentile, close to its 52nd-percentile risk score.
What "at risk" means for the buildings here
Most of Porter's buildings (60.6% of 2,437) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Porter compares
Within Indiana, Porter ranks higher (98th percentile) than it does nationally (52nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Porter ranks 15,216 for wildfire risk (1 is highest) and 6,424 by building count (1 is largest). Within Indiana alone, it ranks 25 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Porter and the insurance market
Porter's elevated rating (52nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 60.6% of buildings rated Minimal exposure, Porter gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Porter's figures come from
Porter's 52nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Porter's dominant minimal exposure actually means, with real examples from across the dataset.