Port Salerno, FL
Port Salerno, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Port Salerno at the 83rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 4,118 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Port Salerno's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Where Port Salerno's buildings actually sit
Most of Port Salerno's buildings (55.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Port Salerno ranks
Inside Florida, Port Salerno sits at just the 56th percentile even though it scores 83rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Port Salerno ranks 5,479 for wildfire risk (1 is highest) and 4,127 by building count (1 is largest). Within Florida alone, it ranks 423 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, Port Salerno carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 55.1% of Port Salerno's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Port Salerno's 5,479-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Port Salerno, see the exposure-zones guide.