Port Reading, NJ
How exposed is Port Reading to wildfire?
Out of every US place USFS scores, Port Reading lands at the 36th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,655 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Port Reading at the 36th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Port Reading rates 98.9% Minimal exposure against just 1.2% Direct and 0% Indirect — of 1,655 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Port Reading ranks
Port Reading scores 36th nationally and 37th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Port Reading ranks 20,046 for wildfire risk (1 is highest) and 8,574 by building count (1 is largest). Within New Jersey alone, it ranks 445 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 36th national percentile, Port Reading rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 98.9% of buildings rated Minimal exposure, Port Reading gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Port Reading's 20,046-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Port Reading, see the exposure-zones guide.