Port Murray, NJ
Port Murray, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Port Murray lands at the 35th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 165 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Port Murray at the 33rd percentile, close to its 35th-percentile risk score.
Where Port Murray's buildings actually sit
USFS classifies 100% of Port Murray's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 165 structures sit close enough to vegetation that lot clearing matters most.
How Port Murray compares
There's little gap between Port Murray's 35th national percentile and its 34th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Port Murray ranks 20,642 for wildfire risk (1 is highest) and 26,225 by building count (1 is largest). Within New Jersey alone, it ranks 466 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 35th national percentile, Port Murray rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Port Murray (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 165 counted buildings into the percentiles shown above for Port Murray. For more on what direct exposure implies beyond Port Murray, see the exposure-zones guide.