Port Matilda, PA
Port Matilda, PA's wildfire risk, in USFS's own numbers
USFS scores Port Matilda at the 54th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 353 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Port Matilda's burn probability — fire likelihood with no building count factored in — sits at the 53rd percentile nationally.
Port Matilda's building exposure, zone by zone
353 buildings are counted in Port Matilda, and 60.9% of them are Indirect exposure — ember-driven risk rather than the 39.1% in Direct exposure or the 0% rated Minimal.
How Port Matilda compares
Port Matilda's 90th-percentile standing inside Pennsylvania outpaces its 54th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Port Matilda ranks 14,477 for wildfire risk (1 is highest) and 20,246 by building count (1 is largest). Within Pennsylvania alone, it ranks 207 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Port Matilda's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Port Matilda
With ember exposure the dominant pattern in Port Matilda (60.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Port Matilda's 54th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Port Matilda, see the exposure-zones guide.