Port Ludlow, WA
Port Ludlow wildfire risk explained
Port Ludlow's 1,743 buildings earn a 22nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Port Ludlow at the 22nd percentile, close to its 22nd-percentile risk score.
Where Port Ludlow's buildings actually sit
USFS classifies 51.6% of Port Ludlow's buildings as Direct exposure, higher than its 44.9% Indirect share and far above its 3.6% Minimal share — a profile where 899 structures sit close enough to vegetation that lot clearing matters most.
Port Ludlow against the rest of the country
There's little gap between Port Ludlow's 22nd national percentile and its 34th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Port Ludlow ranks 24,726 for wildfire risk (1 is highest) and 8,257 by building count (1 is largest). Within Washington alone, it ranks 417 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Port Ludlow and the insurance market
Port Ludlow's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Port Ludlow
Because Direct exposure dominates in Port Ludlow (51.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Port Ludlow's figures come from
The methodology guide shows exactly how USFS turned 1,743 counted buildings into the percentiles shown above for Port Ludlow. The exposure-zones guide covers what Port Ludlow's dominant direct exposure actually means, with real examples from across the dataset.