Port LaBelle, FL
How exposed is Port LaBelle to wildfire?
Out of every US place USFS scores, Port LaBelle lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,763 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Port LaBelle at the 91st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Port LaBelle's buildings actually sit
Direct exposure dominates in Port LaBelle: 77.8% of its 1,763 buildings, versus 8.4% Indirect and 13.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Port LaBelle against the rest of the country
Port LaBelle scores 89th nationally and 78th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Port LaBelle ranks 3,523 for wildfire risk (1 is highest) and 8,184 by building count (1 is largest). Within Florida alone, it ranks 213 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 89th percentile nationally, Port LaBelle carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 77.8% of Port LaBelle in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Port LaBelle's 3,523-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Port LaBelle, see the exposure-zones guide.