Port Jefferson Station, NY
Port Jefferson Station wildfire risk explained
Port Jefferson Station's 2,594 buildings earn a 32nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Port Jefferson Station's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Where Port Jefferson Station's buildings actually sit
Most of Port Jefferson Station's buildings (44.8% of 2,594) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Port Jefferson Station ranks
Compare Port Jefferson Station's two percentiles: 69th within New York, only 32nd nationally — a gap of 37 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Port Jefferson Station ranks 21,466 for wildfire risk (1 is highest) and 6,114 by building count (1 is largest). Within New York alone, it ranks 406 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Port Jefferson Station's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 44.8% of buildings rated Minimal exposure, Port Jefferson Station gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Port Jefferson Station's 21,466-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Port Jefferson Station, see the exposure-zones guide.