WildfireRiskFinder

Port Hueneme, CA

How exposed is Port Hueneme to wildfire?

Moderate
38thpercentile nationally

Out of every US place USFS scores, Port Hueneme lands at the 38th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 5,159 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)

Separately from the risk score above, Port Hueneme's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.

Port Hueneme's building exposure, zone by zone

5,159Total buildings
0.9%Direct exposure
47.9%Indirect exposure
51.1%Minimal exposure

Only 0.9% of Port Hueneme's 5,159 buildings carry Direct exposure and 47.9% carry Indirect; the remaining 51.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,159 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.

How Port Hueneme compares

Port Hueneme ranks lower within California (5th percentile statewide) than its 38th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Port Hueneme ranks 19,498 for wildfire risk (1 is highest) and 3,341 by building count (1 is largest). Within California alone, it ranks 1,486 of 1,570 places by risk. See the full county-by-county picture for California on its state page.

Shopping for coverage in Port Hueneme

Port Hueneme sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 38th-percentile score like Port Hueneme's can end up mattering for. More on the disclosure law.

Lowering exposure, not just insuring around it

Port Hueneme's 51.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.

More on how this number was built

Every one of the two percentiles behind Port Hueneme's 19,498-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Port Hueneme, see the exposure-zones guide.