Port Dickinson, NY
Port Dickinson wildfire risk explained
USFS's Wildfire Risk to Communities model puts Port Dickinson at the 12th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 696 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Port Dickinson at the 11th percentile, close to its 12th-percentile risk score.
Port Dickinson's building exposure, zone by zone
Most of Port Dickinson's buildings (85.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Port Dickinson ranks
Within New York, Port Dickinson ranks higher (29th percentile) than it does nationally (12th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Port Dickinson ranks 27,807 for wildfire risk (1 is highest) and 14,705 by building count (1 is largest). Within New York alone, it ranks 920 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Port Dickinson and the insurance market
Port Dickinson's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 85.5% of Port Dickinson's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 696 counted buildings into the percentiles shown above for Port Dickinson. For more on what indirect exposure implies beyond Port Dickinson, see the exposure-zones guide.