Port Allen, LA
Port Allen wildfire risk explained
Out of every US place USFS scores, Port Allen lands at the 8th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 2,812 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Port Allen at the 9th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Port Allen's buildings actually sit
USFS classifies 91.8% of Port Allen's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 7.7% Direct and 0.5% Indirect — a landscape-level risk rather than a building-by-building one.
Port Allen against the rest of the country
Port Allen scores 8th nationally and 3rd within Louisiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Port Allen ranks 28,872 for wildfire risk (1 is highest) and 5,738 by building count (1 is largest). Within Louisiana alone, it ranks 474 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Port Allen's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 91.8% of buildings rated Minimal exposure, Port Allen gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Port Allen's figures come from
The methodology guide shows exactly how USFS turned 2,812 counted buildings into the percentiles shown above for Port Allen. The exposure-zones guide covers what Port Allen's dominant minimal exposure actually means, with real examples from across the dataset.