Porcupine, ND
Porcupine, ND's wildfire risk, in USFS's own numbers
USFS scores Porcupine at the 84th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 61 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Porcupine at the 84th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Porcupine's buildings actually sit
Direct exposure dominates in Porcupine: 100% of its 61 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Porcupine compares
There's little gap between Porcupine's 84th national percentile and its 96th percentile inside North Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Porcupine ranks 5,048 for wildfire risk (1 is highest) and 30,633 by building count (1 is largest). Within North Dakota alone, it ranks 16 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Porcupine's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Porcupine
Porcupine's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Porcupine's figures come from
The methodology guide shows exactly how USFS turned 61 counted buildings into the percentiles shown above for Porcupine. The exposure-zones guide covers what Porcupine's dominant direct exposure actually means, with real examples from across the dataset.