Ponderosa Park, CO
Ponderosa Park wildfire risk explained
Ponderosa Park sits at the 90th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,282 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ponderosa Park at the 89th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Ponderosa Park's building exposure, zone by zone
Direct exposure dominates in Ponderosa Park: 99.3% of its 2,282 buildings, versus 0.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Ponderosa Park against the rest of the country
Ponderosa Park's 90th national percentile looks worse in isolation than its 74th ranking inside Colorado does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Ponderosa Park ranks 3,307 for wildfire risk (1 is highest) and 6,742 by building count (1 is largest). Within Colorado alone, it ranks 126 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Ponderosa Park and the insurance market
At the 90th percentile nationally, Ponderosa Park carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Ponderosa Park
With 99.3% of Ponderosa Park in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,282 counted buildings into the percentiles shown above for Ponderosa Park. For more on what direct exposure implies beyond Ponderosa Park, see the exposure-zones guide.