Pompton Lakes, NJ
Pompton Lakes, NJ's wildfire risk, in USFS's own numbers
USFS scores Pompton Lakes at the 35th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 3,468 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pompton Lakes at the 34th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Pompton Lakes's buildings actually sit
Only 12.8% of Pompton Lakes's 3,468 buildings carry Direct exposure and 30.1% carry Indirect; the remaining 57.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Pompton Lakes compares
Pompton Lakes scores 35th nationally and 35th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pompton Lakes ranks 20,361 for wildfire risk (1 is highest) and 4,815 by building count (1 is largest). Within New Jersey alone, it ranks 456 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Pompton Lakes's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Pompton Lakes
Pompton Lakes's 57.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Pompton Lakes's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Pompton Lakes, see the exposure-zones guide.