Pomona, NY
How exposed is Pomona to wildfire?
Out of every US place USFS scores, Pomona lands at the 49th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,142 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pomona at the 47th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Pomona's buildings actually sit
75.6% of Pomona's 1,142 buildings sit in USFS's Direct exposure zone, roughly 863 structures close enough to burnable vegetation for flame contact, not just embers — 22.8% fall in the Indirect, ember-only zone and 1.7% are Minimal.
Where Pomona ranks
Pomona's 93rd-percentile standing inside New York outpaces its 49th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Pomona ranks 16,177 for wildfire risk (1 is highest) and 11,006 by building count (1 is largest). Within New York alone, it ranks 94 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 49th national percentile, Pomona rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Pomona's 75.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,142 counted buildings into the percentiles shown above for Pomona. For more on what direct exposure implies beyond Pomona, see the exposure-zones guide.