Polvadera, NM
How exposed is Polvadera to wildfire?
Polvadera's 201 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Polvadera's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
What "at risk" means for the buildings here
92% of Polvadera's 201 buildings sit in USFS's Direct exposure zone, roughly 185 structures close enough to burnable vegetation for flame contact, not just embers — 8% fall in the Indirect, ember-only zone and 0% are Minimal.
Polvadera against the rest of the country
Polvadera ranks lower within New Mexico (40th percentile statewide) than its 68th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Polvadera ranks 10,000 for wildfire risk (1 is highest) and 24,807 by building count (1 is largest). Within New Mexico alone, it ranks 300 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Polvadera and the insurance market
Polvadera's 68th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Polvadera's 92% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Polvadera's figures come from
Every one of the two percentiles behind Polvadera's 10,000-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Polvadera's dominant direct exposure actually means, with real examples from across the dataset.