Pollock, SD
Pollock wildfire risk explained
USFS's Wildfire Risk to Communities model puts Pollock at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 293 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pollock at the 69th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Pollock's building exposure, zone by zone
293 buildings are counted in Pollock, and 95.6% of them are Indirect exposure — ember-driven risk rather than the 4.4% in Direct exposure or the 0% rated Minimal.
Where Pollock ranks
Pollock's risk sits at a similar level relative to South Dakota (74th percentile statewide) as it does nationally (76th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Pollock ranks 7,574 for wildfire risk (1 is highest) and 21,836 by building count (1 is largest). Within South Dakota alone, it ranks 116 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Pollock and the insurance market
Pollock's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Pollock's 95.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Pollock's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Pollock, see the exposure-zones guide.