Pollock, MO
How exposed is Pollock to wildfire?
USFS scores Pollock at the 74th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 74 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pollock at the 76th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Pollock's building exposure, zone by zone
74 buildings are counted in Pollock, and 62.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Pollock compares
Within Missouri, Pollock ranks higher (89th percentile) than it does nationally (74th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Pollock ranks 8,254 for wildfire risk (1 is highest) and 30,138 by building count (1 is largest). Within Missouri alone, it ranks 115 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Pollock
Pollock's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Pollock (62.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Pollock's figures come from
The methodology guide shows exactly how USFS turned 74 counted buildings into the percentiles shown above for Pollock. The exposure-zones guide covers what Pollock's dominant direct exposure actually means, with real examples from across the dataset.