Pollard, AL
How exposed is Pollard to wildfire?
Out of every US place USFS scores, Pollard lands at the 80th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 98 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pollard at the 83rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Pollard's building exposure, zone by zone
USFS classifies 79.6% of Pollard's buildings as Direct exposure, higher than its 20.4% Indirect share and far above its 0% Minimal share — a profile where 78 structures sit close enough to vegetation that lot clearing matters most.
Pollard against the rest of the country
Pollard's risk sits at a similar level relative to Alabama (76th percentile statewide) as it does nationally (80th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Pollard ranks 6,197 for wildfire risk (1 is highest) and 29,109 by building count (1 is largest). Within Alabama alone, it ranks 142 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Pollard
Pollard's very high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pollard (79.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 98 counted buildings into the percentiles shown above for Pollard. For more on what direct exposure implies beyond Pollard, see the exposure-zones guide.