Polkville, NC
Polkville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Polkville at the 63rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 457 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Polkville's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
What "at risk" means for the buildings here
457 buildings are counted in Polkville, and 72.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Polkville against the rest of the country
Polkville scores 63rd nationally and 61st within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Polkville ranks 11,763 for wildfire risk (1 is highest) and 18,136 by building count (1 is largest). Within North Carolina alone, it ranks 299 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Polkville
Polkville's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Polkville
With 72.2% of Polkville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Polkville's figures come from
Polkville's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Polkville's dominant direct exposure actually means, with real examples from across the dataset.