Polkville, MS
Polkville, MS's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Polkville at the 69th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 611 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Polkville at the 72nd percentile, close to its 69th-percentile risk score.
What "at risk" means for the buildings here
611 buildings are counted in Polkville, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Polkville compares
Polkville's 69th national percentile looks worse in isolation than its 54th ranking inside Mississippi does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Polkville ranks 9,770 for wildfire risk (1 is highest) and 15,681 by building count (1 is largest). Within Mississippi alone, it ranks 194 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
At the 69th percentile nationally, Polkville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 100% of Polkville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Polkville's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Polkville, see the exposure-zones guide.