Polkton, NC
Polkton, NC's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Polkton at the 53rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 646 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Polkton's burn probability — fire likelihood with no building count factored in — sits at the 55th percentile nationally.
Where Polkton's buildings actually sit
Direct exposure dominates in Polkton: 61% of its 646 buildings, versus 39% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Polkton ranks
Polkton scores 53rd nationally and 47th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Polkton ranks 14,815 for wildfire risk (1 is highest) and 15,248 by building count (1 is largest). Within North Carolina alone, it ranks 414 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Polkton's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Polkton
With 61% of Polkton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Polkton's figures come from
Every one of the two percentiles behind Polkton's 14,815-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Polkton's dominant direct exposure actually means, with real examples from across the dataset.