Poland, NY
Poland wildfire risk explained
Out of every US place USFS scores, Poland lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 331 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Poland at the 6th percentile, close to its 6th-percentile risk score.
What "at risk" means for the buildings here
50.1% of Poland's 331 buildings sit in USFS's Direct exposure zone, roughly 166 structures close enough to burnable vegetation for flame contact, not just embers — 49.9% fall in the Indirect, ember-only zone and 0% are Minimal.
Poland against the rest of the country
Poland's risk sits at a similar level relative to New York (9th percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Poland ranks 29,666 for wildfire risk (1 is highest) and 20,801 by building count (1 is largest). Within New York alone, it ranks 1,171 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Poland and the insurance market
Poland's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Poland (50.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Poland's figures come from
The methodology guide shows exactly how USFS turned 331 counted buildings into the percentiles shown above for Poland. The exposure-zones guide covers what Poland's dominant direct exposure actually means, with real examples from across the dataset.