Poipu, HI
Poipu, HI's wildfire risk, in USFS's own numbers
Poipu's 1,152 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Poipu at the 90th percentile, close to its 93rd-percentile risk score.
Where Poipu's buildings actually sit
Only 38.5% of Poipu's 1,152 buildings carry Direct exposure and 13.4% carry Indirect; the remaining 48.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Poipu ranks
Poipu's 93rd national percentile looks worse in isolation than its 64th ranking inside Hawaii does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Poipu ranks 2,075 for wildfire risk (1 is highest) and 10,940 by building count (1 is largest). Within Hawaii alone, it ranks 60 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Poipu and the insurance market
Poipu's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 48.2% of buildings rated Minimal exposure, Poipu gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Poipu's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Poipu, see the exposure-zones guide.