Pointe a la Hache, LA
How exposed is Pointe a la Hache to wildfire?
Pointe a la Hache's 118 buildings earn a 44th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pointe a la Hache at the 30th percentile, lower than its 44th-percentile risk score, because so much is actually built here.
What "at risk" means for the buildings here
65.3% of Pointe a la Hache's 118 buildings sit in USFS's Direct exposure zone, roughly 77 structures close enough to burnable vegetation for flame contact, not just embers — 33.1% fall in the Indirect, ember-only zone and 1.7% are Minimal.
Pointe a la Hache against the rest of the country
Pointe a la Hache's risk sits at a similar level relative to Louisiana (45th percentile statewide) as it does nationally (44th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Pointe a la Hache ranks 17,734 for wildfire risk (1 is highest) and 28,248 by building count (1 is largest). Within Louisiana alone, it ranks 270 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Pointe a la Hache and the insurance market
At the 44th national percentile, Pointe a la Hache rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Pointe a la Hache's 65.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Pointe a la Hache's figures come from
Pointe a la Hache's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pointe a la Hache's dominant direct exposure actually means, with real examples from across the dataset.