Point Roberts, WA
How exposed is Point Roberts to wildfire?
Point Roberts sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,340 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Point Roberts's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
What "at risk" means for the buildings here
Only 46.8% of Point Roberts's 2,340 buildings carry Direct exposure and 0% carry Indirect; the remaining 53.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Point Roberts compares
Point Roberts scores 16th nationally and 21st within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Point Roberts ranks 26,555 for wildfire risk (1 is highest) and 6,629 by building count (1 is largest). Within Washington alone, it ranks 498 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Point Roberts and the insurance market
Point Roberts's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 53.2% of buildings rated Minimal exposure, Point Roberts gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Point Roberts's 26,555-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Point Roberts, see the exposure-zones guide.