Point Lookout, NY
Point Lookout, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Point Lookout lands at the 50th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 917 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Point Lookout at the 42nd national percentile — 8 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Point Lookout's buildings actually sit
100% of Point Lookout's 917 buildings sit in USFS's Minimal exposure zone, with only 0% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Point Lookout compares
Within New York, Point Lookout ranks higher (95th percentile) than it does nationally (50th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Point Lookout ranks 15,635 for wildfire risk (1 is highest) and 12,582 by building count (1 is largest). Within New York alone, it ranks 63 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Point Lookout
At the 50th national percentile, Point Lookout rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 100% of buildings rated Minimal exposure, Point Lookout gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Point Lookout's figures come from
Every one of the two percentiles behind Point Lookout's 15,635-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Point Lookout's dominant minimal exposure actually means, with real examples from across the dataset.