Point Clear, AL
Point Clear, AL's wildfire risk, in USFS's own numbers
USFS scores Point Clear at the 86th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,273 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Point Clear's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Point Clear's building exposure, zone by zone
1,273 buildings are counted in Point Clear, and 89.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.4% rated Minimal.
Point Clear against the rest of the country
Point Clear scores 86th nationally and 91st within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Point Clear ranks 4,304 for wildfire risk (1 is highest) and 10,234 by building count (1 is largest). Within Alabama alone, it ranks 56 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Point Clear
At the 86th percentile nationally, Point Clear carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Point Clear
Point Clear's 89.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,273 counted buildings into the percentiles shown above for Point Clear. For more on what direct exposure implies beyond Point Clear, see the exposure-zones guide.