Point Arena, CA
Point Arena, CA's wildfire risk, in USFS's own numbers
Point Arena sits at the 74th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 394 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Point Arena at the 73rd percentile, close to its 74th-percentile risk score.
Point Arena's building exposure, zone by zone
Of Point Arena's 394 counted buildings, 55.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Point Arena compares
Point Arena ranks lower within California (32nd percentile statewide) than its 74th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Point Arena ranks 8,123 for wildfire risk (1 is highest) and 19,326 by building count (1 is largest). Within California alone, it ranks 1,068 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Point Arena and the insurance market
Point Arena's 74th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Point Arena
With 55.8% of Point Arena in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Point Arena's figures come from
The methodology guide shows exactly how USFS turned 394 counted buildings into the percentiles shown above for Point Arena. The exposure-zones guide covers what Point Arena's dominant direct exposure actually means, with real examples from across the dataset.