Pocono Pines, PA
Pocono Pines, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Pocono Pines at the 44th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,527 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pocono Pines's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
Where Pocono Pines's buildings actually sit
Direct exposure dominates in Pocono Pines: 95.2% of its 2,527 buildings, versus 4.7% Indirect and 0.1% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Pocono Pines against the rest of the country
Pocono Pines's 70th-percentile standing inside Pennsylvania outpaces its 44th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Pocono Pines ranks 17,754 for wildfire risk (1 is highest) and 6,247 by building count (1 is largest). Within Pennsylvania alone, it ranks 594 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Pocono Pines's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pocono Pines (95.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Pocono Pines's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pocono Pines, see the exposure-zones guide.