Pocahontas, TN
How exposed is Pocahontas to wildfire?
Out of every US place USFS scores, Pocahontas lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 176 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pocahontas's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
What "at risk" means for the buildings here
Of Pocahontas's 176 counted buildings, 96.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Pocahontas compares
Pocahontas scores 71st nationally and 67th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pocahontas ranks 9,244 for wildfire risk (1 is highest) and 25,803 by building count (1 is largest). Within Tennessee alone, it ranks 166 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Pocahontas's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pocahontas (96.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Pocahontas's figures come from
Every one of the two percentiles behind Pocahontas's 9,244-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Pocahontas's dominant direct exposure actually means, with real examples from across the dataset.