Pocahontas, MO
How exposed is Pocahontas to wildfire?
USFS's Wildfire Risk to Communities model puts Pocahontas at the 46th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 85 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pocahontas's burn probability — fire likelihood with no building count factored in — sits at the 48th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Pocahontas: 62.4% of its 85 buildings, versus 37.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Pocahontas ranks
Pocahontas's 46th national percentile looks worse in isolation than its 25th ranking inside Missouri does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Pocahontas ranks 17,020 for wildfire risk (1 is highest) and 29,694 by building count (1 is largest). Within Missouri alone, it ranks 795 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Pocahontas's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Pocahontas's 62.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Pocahontas's 46th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pocahontas, see the exposure-zones guide.