Plymouth, NE
Plymouth wildfire risk explained
Plymouth sits at the 27th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 348 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Plymouth's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Where Plymouth's buildings actually sit
Plymouth rates 96.3% Minimal exposure against just 3.7% Direct and 0% Indirect — of 348 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Plymouth against the rest of the country
Plymouth scores 27th nationally and 14th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Plymouth ranks 23,044 for wildfire risk (1 is highest) and 20,371 by building count (1 is largest). Within Nebraska alone, it ranks 504 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Plymouth's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Plymouth's 96.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Plymouth's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Plymouth, see the exposure-zones guide.