Plymouth, MN
How exposed is Plymouth to wildfire?
Out of every US place USFS scores, Plymouth lands at the 42nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 22,923 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Plymouth's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
Where Plymouth's buildings actually sit
Most of Plymouth's buildings (77.7% of 22,923) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 22,923 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Plymouth ranks
Plymouth's 59th-percentile standing inside Minnesota outpaces its 42nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Plymouth ranks 18,245 for wildfire risk (1 is highest) and 576 by building count (1 is largest). Within Minnesota alone, it ranks 381 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Plymouth
Plymouth's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 77.7% of Plymouth outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Plymouth's figures come from
Every one of the two percentiles behind Plymouth's 18,245-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Plymouth's dominant minimal exposure actually means, with real examples from across the dataset.