Plymouth, IN
Plymouth wildfire risk explained
USFS's Wildfire Risk to Communities model puts Plymouth at the 6th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 4,543 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Plymouth at the 6th percentile, close to its 6th-percentile risk score.
Where Plymouth's buildings actually sit
USFS classifies 78.7% of Plymouth's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6.5% Direct and 14.8% Indirect — a landscape-level risk rather than a building-by-building one.
Plymouth against the rest of the country
Compare Plymouth's two percentiles: 41st within Indiana, only 6th nationally — a gap of 35 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Plymouth ranks 29,654 for wildfire risk (1 is highest) and 3,757 by building count (1 is largest). Within Indiana alone, it ranks 575 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Plymouth and the insurance market
At the 6th national percentile, Plymouth rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Plymouth's 78.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Plymouth's figures come from
Every one of the two percentiles behind Plymouth's 29,654-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Plymouth's dominant minimal exposure actually means, with real examples from across the dataset.