Plumas Eureka, CA
Plumas Eureka wildfire risk explained
Out of every US place USFS scores, Plumas Eureka lands at the 99th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 500 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Plumas Eureka's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Plumas Eureka: 76.6% of its 500 buildings, versus 23.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Plumas Eureka compares
There's little gap between Plumas Eureka's 99th national percentile and its 90th percentile inside California, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Plumas Eureka ranks 307 for wildfire risk (1 is highest) and 17,348 by building count (1 is largest). Within California alone, it ranks 160 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Plumas Eureka
Plumas Eureka sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 99th-percentile score like Plumas Eureka's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Plumas Eureka (76.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Plumas Eureka's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Plumas Eureka, see the exposure-zones guide.