Plum Springs, KY
How exposed is Plum Springs to wildfire?
Plum Springs sits at the 22nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 258 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Plum Springs at the 24th percentile, close to its 22nd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 60.5% of Plum Springs's buildings as Direct exposure, higher than its 39.5% Indirect share and far above its 0% Minimal share — a profile where 156 structures sit close enough to vegetation that lot clearing matters most.
Where Plum Springs ranks
Plum Springs's 38th-percentile standing inside Kentucky outpaces its 22nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Plum Springs ranks 24,677 for wildfire risk (1 is highest) and 22,884 by building count (1 is largest). Within Kentucky alone, it ranks 344 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Plum Springs and the insurance market
Plum Springs's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 60.5% of Plum Springs in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 258 counted buildings into the percentiles shown above for Plum Springs. For more on what direct exposure implies beyond Plum Springs, see the exposure-zones guide.