Plum Grove, TX
Plum Grove wildfire risk explained
Plum Grove's 678 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Plum Grove at the 70th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Plum Grove's building exposure, zone by zone
Of Plum Grove's 678 counted buildings, 99.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Plum Grove ranks
Plum Grove's 68th national percentile looks worse in isolation than its 27th ranking inside Texas does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Plum Grove ranks 10,038 for wildfire risk (1 is highest) and 14,892 by building count (1 is largest). Within Texas alone, it ranks 1,317 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Plum Grove and the insurance market
Plum Grove's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Plum Grove (99.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Plum Grove's figures come from
Plum Grove's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Plum Grove's dominant direct exposure actually means, with real examples from across the dataset.