Plum City, WI
Plum City, WI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Plum City at the 18th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 353 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Plum City at the 18th percentile, close to its 18th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 50.7% of Plum City's buildings as Direct exposure, higher than its 49.3% Indirect share and far above its 0% Minimal share — a profile where 179 structures sit close enough to vegetation that lot clearing matters most.
Plum City against the rest of the country
There's little gap between Plum City's 18th national percentile and its 24th percentile inside Wisconsin, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Plum City ranks 25,831 for wildfire risk (1 is highest) and 20,256 by building count (1 is largest). Within Wisconsin alone, it ranks 611 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Plum City and the insurance market
Plum City's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Plum City
Because Direct exposure dominates in Plum City (50.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Plum City's figures come from
The methodology guide shows exactly how USFS turned 353 counted buildings into the percentiles shown above for Plum City. The exposure-zones guide covers what Plum City's dominant direct exposure actually means, with real examples from across the dataset.