Plaza, ND
How exposed is Plaza to wildfire?
Plaza sits at the 14th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 243 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Plaza's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
Plaza's building exposure, zone by zone
Only 26.3% of Plaza's 243 buildings carry Direct exposure and 0% carry Indirect; the remaining 73.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Plaza compares
Plaza's risk sits at a similar level relative to North Dakota (3rd percentile statewide) as it does nationally (14th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Plaza ranks 27,048 for wildfire risk (1 is highest) and 23,372 by building count (1 is largest). Within North Dakota alone, it ranks 390 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Plaza's low rating (14th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 73.7% of Plaza outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Plaza's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Plaza, see the exposure-zones guide.