Plattsmouth, NE
How exposed is Plattsmouth to wildfire?
USFS scores Plattsmouth at the 65th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 3,021 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Plattsmouth's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
Plattsmouth's building exposure, zone by zone
71.7% of Plattsmouth's 3,021 buildings sit in USFS's Minimal exposure zone, with only 17.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Plattsmouth compares
There's little gap between Plattsmouth's 65th national percentile and its 58th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Plattsmouth ranks 11,065 for wildfire risk (1 is highest) and 5,394 by building count (1 is largest). Within Nebraska alone, it ranks 247 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Plattsmouth
At the 65th percentile nationally, Plattsmouth carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Plattsmouth's 71.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Plattsmouth's 11,065-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Plattsmouth, see the exposure-zones guide.