Platte Woods, MO
Platte Woods wildfire risk explained
USFS's Wildfire Risk to Communities model puts Platte Woods at the 59th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 209 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Platte Woods at the 62nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Platte Woods's building exposure, zone by zone
Direct exposure dominates in Platte Woods: 63.2% of its 209 buildings, versus 0% Indirect and 36.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Platte Woods against the rest of the country
Platte Woods's risk sits at a similar level relative to Missouri (52nd percentile statewide) as it does nationally (59th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Platte Woods ranks 12,893 for wildfire risk (1 is highest) and 24,522 by building count (1 is largest). Within Missouri alone, it ranks 508 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Platte Woods
Platte Woods's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 63.2% of Platte Woods in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 209 counted buildings into the percentiles shown above for Platte Woods. For more on what direct exposure implies beyond Platte Woods, see the exposure-zones guide.