Plaquemine, LA
How exposed is Plaquemine to wildfire?
USFS's Wildfire Risk to Communities model puts Plaquemine at the 7th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 3,635 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Plaquemine at the 8th percentile, close to its 7th-percentile risk score.
Plaquemine's building exposure, zone by zone
USFS classifies 54.7% of Plaquemine's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8.1% Direct and 37.2% Indirect — a landscape-level risk rather than a building-by-building one.
Plaquemine against the rest of the country
Plaquemine scores 7th nationally and 2nd within Louisiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Plaquemine ranks 29,247 for wildfire risk (1 is highest) and 4,614 by building count (1 is largest). Within Louisiana alone, it ranks 480 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Plaquemine's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 54.7% of Plaquemine outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Plaquemine's 29,247-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Plaquemine, see the exposure-zones guide.